Total Loss Replacement Coverage is a critical safeguard for RV owners, providing a replacement vehicle if your RV is deemed a total loss. This coverage offers substantial financial protection against the depreciation of your RV over time.

Coverage Details

This insurance promises:

• Replacement with New Model: If your new RV is a total loss within a specified period, it will be replaced with a new model of similar make and quality.
• Purchase Price Guarantee: For older RVs, some policies guarantee compensation at the original purchase price rather than the depreciated value.

Liability Coverage

Liability insurance helps cover the costs associated with bodily injuries and property damage suffered by others in an accident you’re found responsible for. This includes:

• Bodily Injury: If someone is injured in an accident you cause, liability coverage can help pay for medical expenses, lost wages, and legal fees.
• Property Damage: If you damage someone’s property with your RV, this coverage helps pay for repairs or replacement.